Canadian LIC 
Preparation of finances will be one of the most important to a successful Canadian immigration in 2025. As the cost of living in Canada continues to rise, with new settlement thresholds and immigration authorities tightening their financial criteria, proving funds submission is no longer just a formality for visiting applicants—it’s increasingly important as a way of demonstrating … Read more
More Canadians are on the move than ever, whether taking quick weekend getaways, planning family reunions in an exotic locale or going on a month-long retiree adventure. But one question rises to the top — should you purchase one-way insurance or get an annual policy that covers unlimited trips? Canadians made more than 22 million outbound trips in … Read more
The Super Visa program, allowing parents or grandparents to visit Canada is one of the most significant ways for families to have long-term reunions. But one of the most confusing aspects of that process is insurance coverage. The Super Visa Insurance requirements have developed from their progressive introduction, and now the choice between minimum and … Read more
Canadians are passionate travellers — and they’re travelling more than ever. With airfare on the rise, uncertain health costs overseas, and longer trips loaded with expensive prepaid and nonrefundable expenses, the question is no longer whether to buy Travel Insurance — it’s which kind to get. There’s been a surge in the Canadian Travel Insurance … Read more
For thousands of families who have been separated by borders, the Canadian Super Visa has been both a gift and a lifeline — it’s enabled countless parents to spend long stretches of time with their children and grandchildren in Canada. But up until recently, a key obstacle made realizing this dream more difficult: the hefty … Read more
The travel scene for Canadians 60 and older is changing quickly. And five years later, more seniors are stuffing their bags, crossing borders and tapping early retirement or flexible work schedules to see the world — often several times a year. But as liberating as travel can be, it also exposes seniors to enormous, sometimes … Read more
The way we travel with our families has evolved a lot over the past decade. A simple escape for the family has now become a multi-generational affair in many cases, requiring coordination among parents and children (and sometimes even grandparents), who have various health needs and expectations regarding travel. With more family travel from abroad … Read more
Canada will accept 395,000 new permanent residents in 2025 as its Immigration Levels Plan has been set. At the same time, IRCC states that it made approximately 266,800 decisions and welcomed 246,300 new PRs between January and July 2025. These statistics are further evidence of the increasing competitiveness that the Canadian immigration process is seeing … Read more
Retirement no longer means putting down stakes. It’s about getting out. The heterogeneity of these goals could undermine the precepts of lifecycle consumption-saving theory, which is based on a universal desire for a date with leisure (Akerlof and Hahn 1966).3 Although it is difficult to generalize about post-retirement aspirations/activities, more than 65 percent of retirees … Read more
The vast majority of Canadians assume that their provincial health plan applies here, there and everywhere. But the demand isn’t there, at least that’s what a new TD Insurance survey reports: Nearly 73% of Canadians want to travel for pleasure in the next year — but just under 42% plan on buying emergency travel medical … Read more