Canadian LIC 
Canada will accept 395,000 new permanent residents in 2025 as its Immigration Levels Plan has been set. At the same time, IRCC states that it made approximately 266,800 decisions and welcomed 246,300 new PRs between January and July 2025. These statistics are further evidence of the increasing competitiveness that the Canadian immigration process is seeing … Read more
Retirement no longer means putting down stakes. It’s about getting out. The heterogeneity of these goals could undermine the precepts of lifecycle consumption-saving theory, which is based on a universal desire for a date with leisure (Akerlof and Hahn 1966).3 Although it is difficult to generalize about post-retirement aspirations/activities, more than 65 percent of retirees … Read more
The vast majority of Canadians assume that their provincial health plan applies here, there and everywhere. But the demand isn’t there, at least that’s what a new TD Insurance survey reports: Nearly 73% of Canadians want to travel for pleasure in the next year — but just under 42% plan on buying emergency travel medical … Read more
Flying out tomorrow? The last 24 hours before embarking on a trip can be a chaotic whirlwind. Bags piling up, last-minute errands, and that itch you’re forgetting something important. This guide combines both a practical pre-trip checklist and easy stress-free travel tips into what’s not much more than “things Canadians should do the day before … Read more
Families dream of reunions in Canada, but there’s fear about the immigration medical exam. Health is sometimes a concern about admissibility when parents or grandparents are applying for a Super Visa or a long-term visit. The rules are stringent, but there are solutions. With proper preparation, coverage, and documentation, however, families can clear some of … Read more
Travel is now much more than a luxury once a year. For many, Canada is a place they visit repeatedly — to visit family, take work assignments or make quick leisure trips. Even if you buy insurance each time, purchasing that insurance over and over again becomes a hassle and an expense. An annual plan … Read more
Visitor Visa Insurance Plans in Ontario are a protection, both legal and economic. Visitor medical care is costly. A deductible is a key component in many Visitor Health Insurance plans. There are many travellers who only consider coverage limits and policy prices. They frequently ignore how the deductible applies to both premiums and out-of-pocket costs. … Read more
Travel is supposed to be exciting. You book the tickets, lay out the hotel plan, maybe even daydream about the food you’ll eat first. But reality has a funny way of creeping into the picture: Flights get delayed. Trips get interrupted halfway through. Overnight, you make plans that fall apart because something completely beyond your … Read more
It had taken months to make the phone call. A Canadian daughter, eager for her retired parents to see more of the country, thanks to her Super Visa perseverance. It was an exciting time, well, until the insurance quotes showed up. It wasn’t that they were just high; it was, in a way, overwhelming. All … Read more
The joy of floating in open water — whether snorkelling over coral reefs with a snorkel or dropping into the abyss with tanks strapped to your back — is hard to duplicate. But as wondrous and thrilling as these advances are, they carry new dangers. Which is why getting around it to secure a comprehensive … Read more